Finance Calculators

Professional financial planning tools for mortgages, loans, investments, retirement, taxes, and budgeting. Make informed money decisions with accurate calculators trusted by financial advisors, accountants, and millions of users worldwide.

From mortgage affordability to 401(k) projections, calculate your financial future with confidence.

📊 Real-Time Results
✓ CPA Verified

All Finance Calculators

Price Elasticity of Demand Calculator

Calculate price elasticity of demand using arc (midpoint) method with real-time analysis, revenue impact visualization, and demand curve insights.

401(k) Calculator

Calculate 401(k) contributions, employer match, and retirement balance projections.

Finance Calculator

Calculate loan payments or investment growth using principal, rate, term, and optional contributions/compounding.

GDP Calculator

Calculate Gross Domestic Product using various methods.

Retirement Calculator

Plan your retirement savings and calculate required contributions.

Investment Calculator

Calculate investment returns and growth over time.

Salary Calculator

Convert between hourly, monthly, and annual salary amounts.

Wage Calculator

Convert between hourly, daily, weekly, biweekly, monthly, and yearly wages instantly. Bidirectional calculator with real-time updates and adjustable work schedules.

Salary to Hourly Calculator

Convert annual salary to hourly wage with advanced work schedule analysis, overtime calculations, and comprehensive compensation insights.

Sales Tax Calculator

Calculate sales tax amount and total price including tax.

Inflation Calculator

Calculate the effects of inflation on purchasing power over time.

Income Tax Calculator

Estimate your federal and state income taxes.

Roth IRA Calculator

Calculate Roth IRA growth and retirement benefits.

Depreciation Calculator

Calculate asset depreciation using various methods.

Margin Calculator

Calculate profit margins and markup percentages.

Break-Even Calculator

Professional break-even analysis calculator with real-time results, contribution margin analysis, target profit calculations, and margin of safety. Calculate break-even point in units and revenue with interactive visualizations.

Markup Calculator

Professional markup calculator with 10 calculation modes, real-time validation, and industry benchmarks. Calculate markup, margin, profit, and optimal pricing for retail, wholesale, and services.

Discount Calculator

Calculate discounted prices and savings amounts.

Debt-to-Income Ratio Calculator

Calculate debt-to-income ratio for financial health assessment.

Real Estate Calculator

Calculate real estate investment returns and cash flow.

Take-Home-Paycheck Calculator

Calculate take-home pay after taxes and deductions.

Lease Calculator

Calculate lease payments for various assets.

Budget Calculator

Create and analyze personal budgets with income and expenses.

Rental Property Calculator

Calculate rental property investment returns and cash flow.

IRR Calculator

Calculate Internal Rate of Return for investments.

ROI Calculator

Calculate Return on Investment for business decisions.

ROAS Calculator

Calculate Return on Ad Spend to measure advertising campaign profitability and optimize marketing budget allocation.

Down Payment Calculator

Calculate required down payment for home purchases.

Present Value Calculator

Calculate present value of future cash flows.

Future Value Calculator

Calculate future value of present investments.

Commission Calculator

Calculate sales commission and earnings.

Percent Off Calculator

Calculate final price after percentage discount.

House Affordability Calculator

Calculate how much house you can afford based on income and expenses.

Savings Calculator

Calculate savings growth with regular deposits and interest.

Rent Calculator

Calculate affordable rent based on income and expenses.

Marriage Tax Calculator

Calculate tax benefits or penalties from marriage.

Estate Tax Calculator

Calculate estate tax liability and exemptions.

Pension Calculator

Calculate pension benefits and retirement income.

Social Security Calculator

Estimate Social Security benefits and optimal claiming strategy.

Annuity Calculator

Calculate annuity payments and future value.

Annuity Payout Calculator

Calculate annuity payout amounts and schedules.

College Cost Calculator

Calculate total college costs and savings needed.

IRA Calculator

Calculate traditional IRA contributions and growth.

VAT Calculator

Calculate Value Added Tax amounts and prices.

Payback Period Calculator

Calculate simple and discounted payback periods for investment analysis with advanced cash flow modeling.

Annual Income Calculator

Professional annual income calculator with multiple calculation modes, comprehensive tax analysis, and salary breakdown visualization. Calculate hourly to annual, analyze deductions, and optimize compensation packages.

Sell-Through Rate Calculator

Measure inventory performance and optimize stock management with real-time sell-through rate analysis, industry benchmarks, and performance recommendations.

CTR Calculator

Professional CTR calculator with real-time results, industry benchmarks for 8+ platforms, performance scoring, and comprehensive click-through rate analysis for digital marketing campaigns.

💡 Expert Financial Planning Tips

🏠 Smart Borrowing

  • Compare rates from 3-5 lenders before committing
  • Calculate total interest over loan lifetime, not just monthly payment
  • 15-year mortgages save 50%+ on interest vs. 30-year
  • Factor in closing costs, PMI, and property taxes
  • Credit score 740+ gets best rates (0.5-1% lower)

📈 Investment Strategies

  • Start investing at 25 vs. 35 = 2x more retirement wealth
  • Max out employer 401(k) match (free 50-100% return)
  • Diversify: 60% stocks, 30% bonds, 10% alternatives
  • Roth IRA for tax-free growth if income allows
  • Rebalance portfolio annually to maintain target allocation

💼 Retirement Planning

  • Target 10-15x annual salary saved by retirement age
  • Use 4% withdrawal rule for sustainable income
  • Plan for 25-30 years of retirement expenses
  • Healthcare costs average $300k+ per couple in retirement
  • Consider Social Security at full retirement age (67)

💡 CFP Pro Tip: Use the 50/30/20 budgeting rule: 50% needs, 30% wants, 20% savings/debt. Automating investments and bill payments ensures you "pay yourself first" and never miss payments, improving credit scores and building wealth passively.